Real Stories
20 Million Lives Transformed.
Discover how people around the world are using PayJoy to bridge the digital divide, build credit, and unlock new opportunities for their families and businesses.
.webp)
"We always have it for emergencies and to solve problems. It has been a great support for our work, mainly."
Sandra Rodríguez Valgañón and Alfredo Muñoz Pineda
“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”
Monica Fumba
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
Nicole Eve Aguilar, Food Cart Entrepreneur
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”
Marcela Perdomo López, Founder of Arepitas Paisas
Exploration
9 Countries, Millions of Stories.
.png)
“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”
Mery Espinoza
.png)
“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”
Monica Fumba
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
Nicole Eve Aguilar, Food Cart Entrepreneur
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”
Marcela Perdomo López, Founder of Arepitas Paisas
Data-Backed Progress
Our Impact
As a Public Benefit Corporation dedicated to ethical lending, PayJoy ensures a positive impact on our customer’s financial well being.
79%
Customers strongly agree PayJoy improved their financial well-being.
50%
Customers are new to credit
47%
Customers are women
31%
First-time smartphone users
Financial Access in 9 Countries
.png)
