The phone you want. Payments that don't pile up.
Pay weekly or monthly over 4-9 months.
No bank account needed. No late fees.
Big brands. Small Payments.
From ID to approved in minutes.
Hindi mo kailangan ng credit history o bank account. 1 Valid ID lang ang kailangan.
Your phone is your guarantee.
Kapag may na-miss na bayad, magla-lock ang phone. Kapag nakapagbayad na, maa-unlock ito agad. Wala ring late fees o penalties.
Easy reminders
Na-miss ang bayad? Magla-lock ang phone hanggang makapag-catch up sa payments. Walang extra charges na idadagdag.
Unlocks instantly
Magbayad lang at maa-unlock agad ang PayJoy phone. Walang codes, walang waiting time, at walang kailangang tawagan.
Always a lifeline
Available pa rin ang emergency calls at PayJoy support kahit naka-lock ang phone.
Everything You Need to Know.
Kung hindi makita ang sagot sa iyong tanong, handang tumulong ang aming Commercial Team.
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It's a lease-to-own product. No sign-up fees, no annual fees, no late fees — no hidden charges of any kind.
Choose from Samsung, Xiaomi, Infinix, Realme, Honor, Vivo, Oppo. Available models vary by store and country.
A valid photo ID and an active phone number. That's it.
Between 25% and 30% of the phone's price, depending on the model.
Your rate is calculated at the time of purchase. You'll see every cost clearly before you commit — no surprises.
At any convenience store, or at the store where you bought your phone, or according to your country rules.
Please visit one of our PayJoy kiosk or PayJoy partner stores to view the select range of devices available to you.
Milyon-milyong happy customers and counting.
Mula sa mga masisipag na manggagawa at mga pamilyang may malalaking pangarap, ito ang access na nagbibigay ng mas maraming oportunidad.
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Gamit namin ito for emergencies at sa iba pang pangangailangan. Malaking tulong ito sa aming pamilya.
Sandra Rodríguez Valgañón and Alfredo Muñoz Pineda
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Find a PayJoy Partner Near You.
Bumisita sa alinman sa libu-libo naming partner stores para mag-apply at bumili ng phone.
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