Get more customers with PayJoy

90% ang approved sa PayJoy. Mas maraming approved,
mas maraming kita!

Become a Partner

87%

Customers Feel More Financially Secured

33%

Customers are New to Credit

31%

Customers Are First-Time Smartphone Users

20M+

Customers Served
Smiling woman in red checkered top holding phone displaying PayJoy app logo on green screen.

+100%

Monthly Sales Volume

+33%

Transaction Value

90%+

Approval Rate for New Customers

18M+

Customers Served
Getting started

Madali lang ang setup. Pwede agad magbenta.

Kami ang bahala sa credit, ikaw ang kumikita sa benta.

Apply with just an ID

No bank account or credit needed. Just 1 valid ID and get processed in 2 minutes.
‍

Approved at checkout

Pwedeng mag-process ang staff mo. Customer can apply on the spot and get approved. Mahigit 90% ng applications ang na-aapprove.

Upfront payment

Ipinapadala namin ang buong halaga ng benta kaagad. Kami na ang bahala sa pag-collect ng payments mula sa iyong customers.
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Digital Registration

No bank account or credit history required

Digital Registration

No bank account or credit history required

Digital Registration

No bank account or credit history required
Smiling woman wearing green apron and visor holding smartphone to her face at outdoor market stall.
Why PayJoy?

Your customers are ready to spend. We make it possible.

Kapag may customer na hindi nakabayad, kami na ang bahala.

Become a Partner

Keep them in store

Huwag hayaang mawala ang benta dahil na-reject ang customer. Ina-approve ng PayJoy ang mahigit 90% ng applicants, para mas marami kang benta.

Sell what’s wanted

Mag-stock ng mga brand na madaling ibenta, at kami ang tutulong para maging abot-kaya nila ito.

Brands that are compatible with PayJoy

How it works

Their phone is their guarantee.

Kapag may na-miss na bayad, magla-lock ang phone. Kapag nakapagbayad na, maa-unlock ito agad. Wala ring late fees o penalties.

Smiling man in gray shirt holding and pointing at a green smartphone outdoors near yellow chairs.Smiling man pointing at a green smartphone in an outdoor urban setting.

Easy reminders

Na-miss ang bayad? Magla-lock ang phone hanggang makapag-catch up sa payments. Walang extra charges na idadagdag.

Unlocks instantly

Magbayad lang at maa-unlock agad ang PayJoy phone. Walang codes, walang waiting time, at walang kailangang tawagan.

Laging Maasahan

Available pa rin ang emergency calls at PayJoy support kahit naka-lock ang phone.

Milyon-milyong happy customers and counting.

Mula sa mga masisipag na manggagawa at mga pamilyang may malalaking pangarap, ito ang access na nagbibigay ng mas maraming oportunidad.

Gamit namin ito for emergencies at sa iba pang pangangailangan. Malaking tulong ito sa aming pamilya.

Sandra Rodríguez Valgañón and Alfredo Muñoz Pineda

"PayJoy gave me the opportunity to keep moving forward. Three phones and a credit line later — I'm truly grateful."
Linda Montes, Garment Maker
“With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.”
Jorge Monroy Lazaro, Security Guard
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
Nicole Eve Aguilar, Food Cart Entrepreneur
“We always have it for emergencies and to solve problems. It has been a great support for our work, mainly.”
Sandra Rodríguez Valgañón and Alfredo Muñoz
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”
Marcela Perdomo López, Founder of Arepitas Paisas
“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”
Mery Espinoza
“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”
Monica Fumba
Start Growing

Become a PayJoy Partner Today.

Sagutan ang form sa ibaba at makikipag-ugnayan sa iyo ang aming Regional Commercial Team para ma-finalize ang iyong set-up.

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Thank you!!

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