Notes on financing the next billion

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Latest Articles

A Globally Recognized Standard of Trust.

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The World Cup Playbook: How Access to Credit Is Empowering Workers and Entrepreneurs Across Mexico
As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.
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Expandiendo el acceso al crédito a través de la tecnología móvil
La tecnología móvil está ayudando a más personas a acceder al crédito y construir un futuro financiero más sólido.
Doug Ricket
CEO and Co-Founder

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Report
The World Cup Playbook: How Access to Credit Is Empowering Workers and Entrepreneurs Across Mexico
As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.
PayJoy logo with a green leaf icon on a green gradient background.
Podcast
Expandiendo el acceso al crédito a través de la tecnología móvil
La tecnología móvil está ayudando a más personas a acceder al crédito y construir un futuro financiero más sólido.
Doug Ricket
CEO and Co-Founder
PayJoy logo with a green leaf icon on a green gradient background.
Podcast
De la innovación al impacto: la evolución financiera de PayJoy
Celebrando a las familias que han utilizado el Sistema PayJoy para alcanzar la movilidad financiera en tres continentes.
Brad Pennington
President of Financial Product
Blog
Gig Workers and the Hidden Infrastructure of Credit Access
Across emerging markets, millions survive by patching together income from multiple, irregular jobs.
Weili Dong
Head of Investor Relations
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Podcast
Scaling Impact in Emerging Markets: Doug Ricket, PayJoy CEO, on Productivity Finance and Unlocking Credit Access
PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose. Listen now.
Doug Ricket
CEO and Co-Founder
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Podcast
Can AI and Digital Collateral Improve Financial Inclusion Exponentially?
Discover how PayJoy’s Rene Payan uses AI and digital collateral to expand financial inclusion, unlock credit access, and reshape lending in emerging markets.
Rene Payan
Country Manager