Green and gray stylized leaf shape next to the word JOY in green uppercase letters.

You are one step away from getting your new phone. Find your nearest kiosk or store!

Find your nearest store

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Showing 20 Results Near You
Store name
Store address
Store name
Store address
Store name
Store address
Store name
Store address
Prev
Next

PayJoy Partners

Two people smiling at laptop on chair with two others conversing at table in bright workspace.

Why Choose PayJoy?

No monthly service fees

No penalties on late payments

No bank account, payslip or proof of residence needed

Cancel your agreement and return the phone if it’s not working for you

Build your credit history

Flexible payments – Pay weekly or monthly

Choose your own term between 3, 6 and 9 months

Pay online

You can now pay your account through the Pay@ Online Portal.

Pay in store

The deposit in bank accounts is not an authorized point to pay. PayJoy is not responsible for payments made through unauthorized channels.

We want to address all your needs

Below we have answered some questions that might come up, if you do not find the answer you are looking for, please write to us! We’d love to help you.

How Do I apply?

You need to apply in-store at any PayJoy approved distributor.

When is my first payment due?

7 days after purchase, you will need to make weekly payment

How many phones can I take with PayJoy at once?

You can only pay for one phone at a time with PayJoy. Once you finish paying, you can apply for another!

How do I know what my weekly or monthly payment price will be?

Your repayment amount will be on the contract sent to you on email and it will also be displayed on the PayJoy App

What if I miss a payment?

Your phone will lock. You wont be able to use it except when you dial our contact center or emergency.

The phone come with warranty?

The phones come with a manufacturer’s warranty limited to manufacturer’s defects, you can email supportsa@payjoy.com for more information

What devices can I get?

Please take note of the brands that are compatible with PayJoy  Compatible Brands and Devices

We currently do not offer financing for Apple devices, Laptops and tablets.

Visit one of our PayJoy kiosks or PayJoy partner stores nearest to you. Store Locator  to complete the process and collect your device.

Welcome to PayJoy!

How can I find out the cost of the device I’m interested in?

Pricing depends on the device model and the payment plan you select. The best way to get an exact quote is to visit your nearest PayJoy kiosk or PayJoy partner stores, where a PayJoy clerk will assist you with available options and pricing.

Please remember to bring your ID book/card and your upfront fee when you visit.

To find your nearest PayJoy kiosk or PayJoy partner stores, click here: Store Locator

I just completed the process and the last screen shows that I qualify for a device. What are the next steps?

Please visit one of our PayJoy kiosk or PayJoy partner stores to view the select range of devices available to you.

Find the nearest PayJoy kiosk or PayJoy partner stores by clicking Store Locator

How long is this offer valid for?

This is valid for 10 days from the date of the application.

Visit one of our kiosks or PayJoy partner stores with your ID book/card and the upfront fee.  Store Locator

Millions of success stories, and counting

From local entrepreneurs to growing families, this is whataccess looks like.

"We always have it for emergencies and to solve problems. It has been a great support for our work, mainly."

Sandra Rodríguez Valgañón and Alfredo Muñoz Pineda

“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”
Monica Fumba
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
Nicole Eve Aguilar, Food Cart Entrepreneur
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”
Marcela Perdomo López, Founder of Arepitas Paisas
“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”
Mery Espinoza