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¡Tu crédito está aprobado!

¡Encuentra tu tienda más cercana y estrena celular hoy!

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Brands that are compatible with PayJoyAnd thousands of locations across Mexico!

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PayJoy es la opción confiable y segura

Sin intereses moratorios.

Sin cuenta bancaria.

Podrá cancelar su préstamo y devolver el teléfono en cualquier momento si no funciona para usted.

Conoce Más

As the global middle class moves mobile, we saw an opportunity to provide financial freedom for a new generation. We empower our users to access financial services and carve a route into the formal financial system, even with no bank account or formal credit history.

Puntos de Pago

El depósito en cuentas bancarias no es un punto autorizado para pagar tus cuotas. PayJoy no se hace responsable de pagos efectuados en canales no autorizados.
Common Questions

Everything You Need to Know.

We believe in radical transparency. If your question isn't answered here, our commercial team is ready to help.

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Millions of success stories, and counting

From local entrepreneurs to growing families, this is whataccess looks like.

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see all stories
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"PayJoy gave me the opportunity to keep moving forward. Three phones and a credit line later — I'm truly grateful."
Linda Montes, Garment Maker
“With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.”
Jorge Monroy Lazaro, Security Guard
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
Nicole Eve Aguilar, Food Cart Entrepreneur
“We always have it for emergencies and to solve problems. It has been a great support for our work, mainly.”
Sandra Rodríguez Valgañón and Alfredo Muñoz
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”
Marcela Perdomo López, Founder of Arepitas Paisas
“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”
Mery Espinoza
“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”
Monica Fumba